Facing foreclosure can feel overwhelming, but you’re not alone. Obi Buys is a trusted Jacksonville-based home buyer that offers fast, creative solutions for homeowners in distress. Whether you’re behind on payments or just need a fresh start, our team is here to help you navigate your options and avoid foreclosure.
Many lenders prefer to avoid the costly foreclosure process and may offer alternatives if you reach out early. Ask about:
State and federal relief options may offer payment assistance or delay foreclosure, especially after disasters.
Foreclosure law is complex. A qualified attorney can help protect your rights and negotiate with your lender.
If keeping the home isn’t possible, Obi Buys offers cash for homes—fast. Skip the red tape and close in as little as 7–10 days.
If you have access to a lump sum of money, paying off your past-due balance can bring your loan current and stop foreclosure.
Handing the home back to the lender can be less damaging than foreclosure. It’s not ideal—but it may help you move on faster.
Filing Chapter 13 or Chapter 7 can temporarily stop foreclosure, but be sure to understand the long-term financial consequences.
Cutting back on non-essentials might free up cash to help you stay current on your mortgage.
If you have good credit, a personal loan or balance transfer could buy time—but only if repayment is realistic.
Certified housing counselors can help you review options and work with lenders on your behalf—all at no cost to you.
If you’re facing foreclosure in Jacksonville or surrounding areas, reach out to Obi Buys today. We’ll evaluate your situation and make you a fair cash offer in under an hour. No fees. No repairs. No stress.
Owe back taxes on your home in North Florida? We’ll still buy it. Obi Buys can close in just 10 days—or on a date that works for you.
Let Obi take the pressure off. As experienced Jacksonville home buyers, we make selling easy and respectful. Just enter your address in the form on this page, and we’ll take it from there.